Southern Home Team Logo

HomeTown Blog

  • Strengthen Your Offer with a TBD Full Underwrite Approval

    In today’s competitive real estate market, homebuyers are constantly seeking ways to make their offers more attractive to sellers. One way to do this is to obtain a TBD full underwrite approval from a mortgage lender. Most lenders require an executed contract from the buyer before they will underwrite the loan. A TBD underwrite approval is a […]
  • Homes for Heroes: A Program That Benefits Homebuyers with Discounts and Savings

    The Homes for Heroes program is a national nonprofit organization that provides discounts and savings to eligible heroes who are buying, selling, or refinancing a home. Heroes include current and former military members, law enforcement officers, firefighters, healthcare workers, teachers, and other first responders. How the Homes for Heroes Program Works The Homes for Heroes […]
  • 3-2-1 and 2-1 Buydown Home Loans: How They Work and Benefit Buyers and Sellers

    A 3-2-1 or 2-1 buydown is a type of mortgage financing option that allows homebuyers to temporarily lower their interest rate for the first two or three years of their loan. This can make monthly mortgage payments more affordable, especially in the early years of the loan when the borrower is paying mostly interest. How […]
  • Home Loans For Law Enforcement: A Comprehensive Guide To Unlocking The Door To Homeownership

    Homeownership is an integral component of the American Dream. According to a recent survey, 74% of Americans believe that homeownership is important for their financial stability and security. Law enforcement officers often face unique challenges when it comes to achieving homeownership due to their demanding schedules and frequent relocations. This article provides a comprehensive guide […]
  • How to Get an FHA Loan in Florida

    Are you a first-time homebuyer in Florida looking for financing options? Or perhaps you have a low credit score and are struggling to secure a conventional loan. If so, an FHA loan may be the solution you’re looking for. With an FHA loan, you can enjoy a low down payment and flexible credit requirements. Thus, […]
  • 6 Things You Should Know About FHA Loans in Florida

    Have you heard about FHA loans in Florida? Here's a helpful guide on what you need to know about these loans along with how to apply for one.
  • Home Loans for Firefighters in 2023: Making the American Dream a Reality

    As a firefighter, you put your life on the line every day to protect your community. You deserve a safe and comfortable place to call home. However, buying a home can be a daunting task, especially for first-time homebuyers. That’s why it’s important to know about the various home loans for firefighters. In this blog, […]
  • Mortgages for Military Members: A Look at VA Loan Requirements

    Buying a home requires significant planning and preparation. At the same time, it can also be a very exciting and rewarding experience that you deserve to enjoy.  Mortgages are a major financial commitment and can often be daunting to understand. Many veterans, however, have access to special home loan benefits through the Department of Veterans […]

Find Out What You Qualify For


Home Loan Reviews