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Gainesville Mortgage Loans

Comprehensive Home Loan Services in Gainesville, Florida

Contact us directly or simply follow the process through our website or mobile app. We guarantee that you’ll be glad that you chose to count on the expertise of Southern Home Team.

Home Loans in Gainesville

Since 2006, Southern Home Team has dedicated itself to providing excellent, affordable home loans to the people of Gainesville. We’ll quickly get you approved with affordable rates.

Because we live and work in Gainesville, we’re dedicated to serving the local community. If you’re looking for a good home loan, you should look no further than your own backyard. Ask us about all the options available to you.

We’re Committed to the Gainesville Community

We’re in touch with the Gainesville community, and we’ve been working with families employed by the University of Florida, helping them to get the home loans they need, for more than a decade. Gainesville was hit hard by the 2009 real estate crash but is well on its way to a full recovery, and we’re helping that progress by providing the best loan rates possible.

We’ve been successful at helping UF graduates get the homes of their dreams, and we’ve also helped many members of the retirement community get qualified for reverse mortgages to help them get by a little bit easier.

A history We’re Proud of

We were founded in 2006, and since then we’ve been the most respected name in home loans in the Gainesville area. Superior customer service is our commitment, and this is why we have the reputation we do.

Being a direct lender has allowed us to make the process of getting a home loan extremely easy. Within an hour, we’ll get you pre-approved for the loan that you need.

Graduates looking to either purchase or build their first home have counted on us, as have folks who want to refinance in order to save money on their monthly payments.

Reverse Mortgages in Gainesville

Getting a reverse mortgage is something that many folks 62 or over consider in order to cover expenses that they didn’t expect or to just enjoy retirement. But it’s important to know what you’re getting into before you agree to anything. Our experts are here to discuss all of your options and make sure that you understand the whole process. Ask us how you can use whatever equity you have in your home to get the money you need to take care of medical bills, supplement your income, or make improvements on your home without having to make payments until you no longer reside in it.

The Easiest way to get a Home Loan

Anyone who has ever tried to get a home loan before knows that it can take a lot of time and cause a lot of headaches. Thanks to our innovations in mobile and online services, we can get the process moving quickly.

All you have to do is choose the loan you want on the site to get all the information you need, fill out the quick form, and you’ll be on your way to getting approved. It’s never been easier!

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Gainesville Loan Options

  • Lot and Land Loans

    Ready to build your dream home but unsure about financing the land? Explore our guide on land and lot loans to find your path to property ownership.
  • Hometown Heroes

    Affordable housing for our Hometown Heroes! Get 5% Down payment assistance of the total loan amount (max $30k).
  • Construction Loans

    Make your new home happen with a construction loan from Southern Home Team.
  • 30 Year Fixed Mortgage

    Get a FREE quote on a 30-year fixed-rate mortgage & save thousands of dollars per year. Get started today!
  • Down Payment Assistance

    Dive in to uncover how Florida's diverse down payment assistance programs can catapult your dream of homeownership from mere aspiration to exciting reality!
  • 15 Year Fixed Mortgage

    Get a FREE quote on a 15-year fixed-rate mortgage & save thousands of dollars per year.
  • Adjustable-Rate Mortgage

    Don’t waste time getting the run around with other companies. We’ll get you on your way to owning your own home quickly and easily.
  • FHA Loans

    Federal Housing Administration (FHA) Loans are a great option for first-time home buyers.
  • VA Loans

    Get a FREE quote on a VA Loan & save thousands of dollars per year.
  • Jumbo Loans

    At Southern Home Team, we work hard to offer the best possible Jumbo Loan rates in the business.
  • 203K Loans

    Applying and qualifying for a 203k FHA Loan has never been simpler than with Southern Home Team.
  • USDA Loans

    It’s never been easier to apply for a USDA Loan. Get a FREE quote with us today!
  • HARP Loans

    If you owe more on your current home than it’s worth, refinancing with a HARP Loan might be your best option.
  • Reverse Mortgage

    For those who are 62 years of age or older, a reverse mortgage is an excellent vehicle for tapping into the equity of your home.
  • Manufactured home Financing

    Find out how to qualify for a Manufactured/Mobile Home and get the best rates from Southern Home Team.

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