Southern Home Team Logo
Mortgages and FHA Loans in Florida Mortgage Loans

Full Range of Competitive Mortgages and FHA Loans in Florida

Southern Home Team Offers an Exceptional Range of Mortgages, Refinancing, Fixed Rate, ARM, and FHA Loans in Florida.

We’ll Find You the Right Mortgage Fast

Whether you’re looking to refinance your existing home or build a new one, we can help with our selection of mortgages and FHA loans in Florida. Give us a call today to find out how!

Mortgages and FHA Loans

Florida home loans come in many forms, including conventional and FHA loans. We specialize in offering a wide range of mortgage options and can provide sound advice on which loan program is best for you and your family.

Florida Mortgage Loans

From fixed-rate mortgages to adjustable-rate mortgages, there is something for everyone in the Florida mortgage market. Florida also has a variety of government-sponsored loan programs such as FHA loans. These can provide qualified buyers with the loan they need at great rates.

Of course, with so many different types of mortgages in Florida, it’s important to get a deal that meets your financial needs and goals. That’s where our team comes in. We’ll look at your circumstances carefully and talk you through all the options.

Florida FHA Loans

FHA loans are insured by the Federal Housing Administration and offer many benefits that make them attractive to borrowers. For starters, they only require a minimum 3.5% down payment. They are also more forgiving of credit scores, making it easier for people with less-than-perfect credit to secure financing.

They can provide an excellent opportunity to get into the housing market in Florida with relative ease and at reasonable rates. FHA loans are available for both purchase and refinance.

If you’d like to know if you’re eligible for an FHA loan, just give us a call.

Florida Renovation Loans

Renovation loans, also known as home renovation loans, are a popular financing option if you’re looking to buy a property that needs repairs or renovations.

These loans are like a purchase and construction loan combined. They allow you to buy the home you want and the funds for renovation become available right after closing.

If you’re interested in a home renovation loan, give us a call to learn more.

Florida Construction Loans

Florida construction loans are a great solution for anyone looking to build in the Sunshine State. There are a variety of options available and the right one will provide you with a flexible repayment schedule and competitive interest rates.

Some loan companies offer construction loan packages that come bundled with additional services like architectural and engineering design guidance.

If you’re looking for an efficient way to finance a new building project in Florida, consider applying for a construction loan.

Mobile Home Loans in Florida

Mobile home loans are a great option if you’re looking to purchase a mobile home in Florida. These loans are available at affordable rates and they can be used to finance both new and pre-owned mobile homes.

With the right loan, you’ll be free to get the best possible deal on your new mobile home. The rate and terms on mobile home loans can vary so it’s important to get reliable professional advice before you sign on the dotted line.

If you’d like to know more about mobile home loans, contact our friendly team today.

Home Refinancing Loans in Florida

Home refinancing loans in Florida are an excellent way to capitalize on your investment. Refinancing your home can allow you to take advantage of lower interest rates, which will reduce your monthly payments.

Home refinancing loans in Florida are also ideal for homeowners who want to switch lenders or consolidate debt. If you’re considering refinancing your home, it’s important to get specialist mortgage advice before making any decisions.

Speak to our helpful team today to find out more about home refinancing.

Always Get Professional Mortgage Advice

Whether you’re interested in a mortgage, FHA loan, or refinancing, it’s vital to get professional advice from licensed mortgage specialists like Southern Home Team. We can find exactly the right type of loan for your needs at rates you can afford.

Find Out if We Can Help You Refinance or Buy Your Next Home

At Southern Home Team, we offer a variety of mortgages and FHA loans to borrowers in the Florida area. Contact our specialist mortgage lending team today to find out how we can help you.

Find Out What You Qualify For

Enter Your Information Below:


Mortgages and FHA Loans in Florida Loan Options

  • Lot and Land Loans

    Ready to build your dream home but unsure about financing the land? Explore our guide on land and lot loans to find your path to property ownership.
  • Hometown Heroes

    Affordable housing for our Hometown Heroes! Get 5% Down payment assistance of the total loan amount (max $30k).
  • Construction Loans

    Make your new home happen with a construction loan from Southern Home Team.
  • 30 Year Fixed Mortgage

    Get a FREE quote on a 30-year fixed-rate mortgage & save thousands of dollars per year. Get started today!
  • Down Payment Assistance

    Dive in to uncover how Florida's diverse down payment assistance programs can catapult your dream of homeownership from mere aspiration to exciting reality!
  • 15 Year Fixed Mortgage

    Get a FREE quote on a 15-year fixed-rate mortgage & save thousands of dollars per year.
  • Adjustable-Rate Mortgage

    Don’t waste time getting the run around with other companies. We’ll get you on your way to owning your own home quickly and easily.
  • FHA Loans

    Federal Housing Administration (FHA) Loans are a great option for first-time home buyers.
  • VA Loans

    Get a FREE quote on a VA Loan & save thousands of dollars per year.
  • Jumbo Loans

    At Southern Home Team, we work hard to offer the best possible Jumbo Loan rates in the business.
  • 203K Loans

    Applying and qualifying for a 203k FHA Loan has never been simpler than with Southern Home Team.
  • USDA Loans

    It’s never been easier to apply for a USDA Loan. Get a FREE quote with us today!
  • HARP Loans

    If you owe more on your current home than it’s worth, refinancing with a HARP Loan might be your best option.
  • Reverse Mortgage

    For those who are 62 years of age or older, a reverse mortgage is an excellent vehicle for tapping into the equity of your home.
  • Manufactured home Financing

    Find out how to qualify for a Manufactured/Mobile Home and get the best rates from Southern Home Team.

Home Loan Reviews