Florida home loans come in many forms, including conventional and FHA loans. We specialize in offering a wide range of mortgage options and can provide sound advice on which loan program is best for you and your family.
From fixed-rate mortgages to adjustable-rate mortgages, there is something for everyone in the Florida mortgage market. Florida also has a variety of government-sponsored loan programs such as FHA loans. These can provide qualified buyers with the loan they need at great rates.
Of course, with so many different types of mortgages in Florida, it’s important to get a deal that meets your financial needs and goals. That’s where our team comes in. We’ll look at your circumstances carefully and talk you through all the options.
FHA loans are insured by the Federal Housing Administration and offer many benefits that make them attractive to borrowers. For starters, they only require a minimum 3.5% down payment. They are also more forgiving of credit scores, making it easier for people with less-than-perfect credit to secure financing.
They can provide an excellent opportunity to get into the housing market in Florida with relative ease and at reasonable rates. FHA loans are available for both purchase and refinance.
If you’d like to know if you’re eligible for an FHA loan, just give us a call.
Renovation loans, also known as home renovation loans, are a popular financing option if you’re looking to buy a property that needs repairs or renovations.
These loans are like a purchase and construction loan combined. They allow you to buy the home you want and the funds for renovation become available right after closing.
If you’re interested in a home renovation loan, give us a call to learn more.
Florida construction loans are a great solution for anyone looking to build in the Sunshine State. There are a variety of options available and the right one will provide you with a flexible repayment schedule and competitive interest rates.
Some loan companies offer construction loan packages that come bundled with additional services like architectural and engineering design guidance.
If you’re looking for an efficient way to finance a new building project in Florida, consider applying for a construction loan.
Mobile home loans are a great option if you’re looking to purchase a mobile home in Florida. These loans are available at affordable rates and they can be used to finance both new and pre-owned mobile homes.
With the right loan, you’ll be free to get the best possible deal on your new mobile home. The rate and terms on mobile home loans can vary so it’s important to get reliable professional advice before you sign on the dotted line.
If you’d like to know more about mobile home loans, contact our friendly team today.
Home refinancing loans in Florida are an excellent way to capitalize on your investment. Refinancing your home can allow you to take advantage of lower interest rates, which will reduce your monthly payments.
Home refinancing loans in Florida are also ideal for homeowners who want to switch lenders or consolidate debt. If you’re considering refinancing your home, it’s important to get specialist mortgage advice before making any decisions.
Speak to our helpful team today to find out more about home refinancing.
Whether you’re interested in a mortgage, FHA loan, or refinancing, it’s vital to get professional advice from licensed mortgage specialists like Southern Home Team. We can find exactly the right type of loan for your needs at rates you can afford.
At Southern Home Team, we offer a variety of mortgages and FHA loans to borrowers in the Florida area. Contact our specialist mortgage lending team today to find out how we can help you.