ORIGIN
Mobile home Financing

The mobile home purchase process.

Following the below steps when purchasing a mobile home will save you time and money.

  1. Title retired: Confirm the title is retired prior to submitting a contract.
  2. Retrofit: The contract should be negotiated upfront to determine who will pay for the retrofit in the event it is required.
  3. Foundation Certification: This inspection will confirm if the foundation is needing to be retrofitted to meet FHA guidelines.
  4. Appraisal: Will determine the property value
  5. Septic and Water test: Required for FHA financing

FHA Financing Inspection Requirements

These inspections are in addition to the appraisal and survey.

  • Foundation Cert
  • Water Test if on a well
  • Septic Inspection
  • Title to be retired

Conventional Inspection Requirements

These inspections are in addition to the appraisal and survey.

  • Foundation Cert (If improvements have been done)
  • Title to be retired

Do I Qualify?

Fill out the quote below and we will contact you with your available options.
Get A Mobile home Financing Quote Now

Home Loan Reviews

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