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Southern Home Loans, a Division of Goldwater Bank is a leader in the home loan industry. We provide our customers with simple methods of finding their best home loan solutions. Whether you’re looking to buy a new home or get a reverse mortgage to help you make ends meet, we’ve made the application and qualifying process easier than it’s ever been before. By streamlining the online application process, we’ve made it possible for you to apply for a home loan and be on your way in a matter of minutes. Because we’re experienced experts in the home loan industry, we’ve been able to develop all of the best tools to help our customers get the loans they need without any of the headaches or uncertainty that often comes with trying to close on a loan.

If you’re curious about the different home loan options you have available and what you might qualify for, all you have to do is fill out a simple Qualifier form for a specific loan, and we’ll provide you with a list of amazing options. This allows you to compare all the options available to you and chose the one that best fits your current situation. Never before has it been so easy to weigh every available option. Learn more about our down payment assistance programs for first time home buyers. Simply choose the loan you’re interested in on the menu and get started with the Southern loans application process.