Southern Home Team Logo

HomeTown Blog

  • What to Know Before Applying for a Home Renovation Loan

    Did you know that over 50% of homes in the US were built before 1980? This means that most homes in the country need some kind of remodel or renovation done to them. But how do you finance your grand plans? One of the most cost-effective ways is to borrow against the home value after your changes get […]
  • How to Make Your Move to Ocala a Success

    An out-of-state move is a great way to get a fresh start, and the Ocala area is a great place to call home. It’s also a great place to start a business. However, a relocation can be quite the undertaking. To help, Southern Home Team shares this guide to make your move easier. Why Ocala? […]
  • What Are the Different Types of Mortgages?

    In the United States, approximately 64.8% of homeowners finance their homes with the help of a mortgage. Odds are, if you’re going to buy a home, you’ll need a mortgage too.  But you might be wondering: what types of mortgages are there? There are quite a few different types of loans available for financing a […]
  • How to Choose a Mortgage Lender: Everything You Need to Know

    You’ve found the house of your dreams, but you’re just not sure where to find a mortgage. Should you go to the local bank? Should apply for a loan online? You have options for financing your house. But how do you choose a mortgage lender?  By the time you’ve finished reading this article, you will understand […]
  • What Are the Requirements for A VA Loan?

    You may be eligible for a VA loan if you have bad credit or no credit history. Learn about the requirements for a VA loan here.
  • 6 Top Tips for Getting Your First Home Loan

    A home is one of the most expensive things you will ever buy. As of January 2020, the median sales price for buying a home in the US is $306,000. Getting a home loan and mortgage is one of the best resources for making your homeowner’s dreams come true. But many of us have the wrong idea […]
  • How to Unlock Your Dream House With a Home Construction Loan

    Are you overwhelmed by bidding wars, overpriced homes, and the housing market frenzy? Building your dream home might be possible thanks to a home construction loan. From how they work to the construction loan requirements, we’ve rounded up everything you need to know about construction financing. You might consider getting a loan to make those dreams become […]

Find Out What You Qualify For


Home Loan Reviews