HomeTown Blog

How to Simplify the Administrative Burden of Buying a Home
November 30, 2022
Many people dream of buying a home. While purchasing a property is an exciting life milestone, it’s also complicated. First, there’s the struggle of finding a place that actually fits your unique needs and price point. Then, there’s the paperwork. Buying a house requires you to complete a lot of documentation, which can get confusing. […]
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The Benefits of Mobile Home Loans
November 19, 2022
Considering that traditional home prices are rising astronomically, you might be searching for an alternative. Have you considered getting a mobile home instead? A mobile home is a prefabricated home structure built on a permanent chassis, and it was constructed before June 15, 1976. There are so many benefits to getting a mobile home, and […]
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Which Is the Better Option for You – Home Equity Loan or Reverse Mortgage?
October 25, 2022
Right now, the average mortgage holder has $185,000 in equity, which is a record-high rate. Many homeowners are considering using those funds to cover their current financial needs. But is a home equity loan the right choice to access that equity, or should you consider a reverse mortgage instead? Today, we’re covering the differences and advantages […]
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What to Know Before Applying for a Home Renovation Loan
September 28, 2022
Did you know that over 50% of homes in the US were built before 1980? This means that most homes in the country need some kind of remodel or renovation done to them. But how do you finance your grand plans? One of the most cost-effective ways is to borrow against the home value after your changes get […]
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How to Make Your Move to Ocala a Success
September 1, 2022
An out-of-state move is a great way to get a fresh start, and the Ocala area is a great place to call home. It’s also a great place to start a business. However, a relocation can be quite the undertaking. To help, Southern Home Loans shares this guide to make your move easier. Why Ocala? […]
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What Are the Different Types of Mortgages?
September 1, 2022
In the United States, approximately 64.8% of homeowners finance their homes with the help of a mortgage. Odds are, if you’re going to buy a home, you’ll need a mortgage too. But you might be wondering: what types of mortgages are there? There are quite a few different types of loans available for financing a […]
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How to Choose a Mortgage Lender: Everything You Need to Know
August 3, 2022
You’ve found the house of your dreams, but you’re just not sure where to find a mortgage. Should you go to the local bank? Should apply for a loan online? You have options for financing your house. But how do you choose a mortgage lender? By the time you’ve finished reading this article, you will understand […]
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What Are the Requirements for A VA Loan?
July 6, 2022
You may be eligible for a VA loan if you have bad credit or no credit history. Learn about the requirements for a VA loan here.
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