SHL Loan Options

It’s never been easier to apply for a USDA Loan. Get a FREE quote over the web with us today and find out what you qualify for! You won’t believe just how easy we’ve made the entire process.

If you owe more on your current home than it’s worth, refinancing with a HARP Loan might be your best option. At Southern Home Loans, we’ve made qualifying for a HARP Loan easier than ever!

Get a FREE quote on a Reverse Mortgage & find out how much you qualify for. Apply and see if you qualify today, then weigh your options and make the best choice.

Following the below steps when purchasing a mobile home will save you time and money.

1. Title retired: Confirm the title is retired prior to submitting a contract.
2. Retrofit: The contract should be negotiated upfront to determine who will pay for the retrofit in the event it is required.
3. Foundation Certification: This inspection will confirm if the foundation is needing to be retrofitted to meet FHA guidelines.
4. Appraisal: Will determine the property value
5. Septic and Water test: Required for FHA financing