Great FHA Loan Rates and a Simple Process

The Lowdown on FHA Loans

The Federal Housing Administration insures home loans for FHA-approved mortgage lenders. This allows home loans to be far less expensive and far more accessible.

Trying to qualify for a FHA loan in Florida? Our goal at Southern Home Team is to make the process for applying for an FHA Loan as easy as we possibly can. Because we have so much experience, we take the work out of qualifying and applying for a good FHA Loan.

The benefits of applying with us

With the experience and tools that we provide our customers, it’s easy to see which option is the best. We don’t mess around when it comes to finding the best offers for our customers, and that’s why they’re always satisfied.

By simply filling out our free and easy FHA Loan Qualifier, you’ll have all the knowledge you need to get the best loan with the best rates. We’ll provide you with a number of different options so you can ensure that your payments are always affordable.

What’s different about an FHA Loan?

• FHA Loans allow for significantly smaller down payments, depending upon your credit score
• If your credit score is 580 or above, you could qualify for a down payment as low as 3.5%
• 500-579 scores can qualify for a 10% down payment
• Easier to qualify for, especially if you can’t afford the usual 20% down payment and don’t qualify for private mortgage insurance

Get qualified today and own your dream home

Because we’ve streamlined the process and provided every customer with all the available options, they’re always happy with their home loan. This is one of many benefits to getting your home loan with Southern Home Team.

While other lenders might try and push you into a specific type of loan, we’ll show you what we can qualify you for and allow you to make the decision that you feel is best.