Ehousing Grant - Get up to $10,000 for down payment and closing cost!

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Wish Home Buyer Grant- UP TO $22,000

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The Lowdown on DPA

fifteen year mortgage loan

Florida Housing Assist-Get up to $10,000 for DOWN PAYMENT

This program is designed to make purchasing a home more affordable for home buyers by providing home buyers with affordable interest rate mortgage loans and down payment and closing cost assistance. Mortgage loans in this program are available on a first-come, first-serve basis.

The Mortgage

The home buyer may choose between a Conventional, VA-guaranteed, FHA-insured, or USDA-RD 30-year fixed rate mortgage.


DPA Option

 0% Non-Amortizing 30-Year Deferred Second Mortgage: The second mortgage provides up to$10,000*(Second Mortgage is not forgivable and becomes due when first mortgage is satisfied or upon sale, transfer, rental or disposition of property.) The Second Mortgage is EXEMPT from Intangible Tax.

Who Qualifies?
  1. Borrowers must be first-time home buyers. Veterans are exempt and do not need to be first time home buyers. A first-time home buyers is someone who has not had an ownership in a principal residence during the past three years. Some exceptions apply.
  2. A Home ownership Education Certificate is required for at least one qualified borrower. (Freddie Mac HFA Advantage (Conventional) Program Option only)\
  3. Borrowers must meet normal mortgage requirements to demonstrate credit worthiness. Borrowers must have a minimum 640 for Conventional, FHA, USDA-RD and VA Loans to participate.
  4. Borrowers must occupy the purchased home as their principal residence.
  5. Household income may not exceed County Limits (Click to get more info)

How much is a down payment on a house? Call 352-622-1521 to learn more about these programs and how we can help you reach your goals.

Need more info on how to purchase?

Click to learn more more products available in your area!

  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years
  • First Time Home Buyers

Get more information on Down Payment Assistance!

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