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Lock in a
4.99%(5.838% APR) Fixed FHA Rate on Select New Homes

Now is the perfect time to buy a new home in Marion or Citrus County. With a limited-time 4.99% fixed FHA rate and homes starting at just $239,000, you can lock in long-term savings and affordable monthly payments. Take the next step toward homeownership today.
newly built home
Based on a $254,308 loan amount, FHA-30yr fixed 680 credit score, 3.5% down with 1.75% in up front mortgage insurance. VA and USDA oan programs are available for selected homes. Luminate Bank NMLS 1281698 Bank Headquarters 2523 S. Wayzata Blvd., Suite 100 Minneapolis, MN 55405 (952) 939-7200. This is not an offer to enter into an agreement. Offer valid with Perfect Deed Homes and World Corp Realty.Any information provided outlining minimum down payment requirements that are allowed by specific loan program and product guidelines. Information, rates and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Luminate Bank is not affiliated with any government agency. All rights reserved.
  • 4.99% Fixed FHA Financing

    Secure a low, fixed interest rate for 30 years—making your monthly payments more predictable and affordable.
  • New Homes Starting at $239,000

    Enjoy modern, move-in-ready homes at an affordable price—perfect for first-time buyers, growing families, or anyone ready to own in Marion or Citrus County.
  • 3% Buyer Agent Commission Paid by Builder

    Your agent gets paid directly by the builder, saving you money and simplifying the buying process.

Browse Available Homes from Our Trusted Builders

To take advantage of the special 4.99% rate and builder incentives, start by choosing a qualifying home from one of our trusted partners. Explore available homes and floor plans from Perfect Deed Homes and World Corp Realty—designed with quality, comfort, and affordability in mind.

Home Loan Reviews

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