The mobile home purchase process.

Following the below steps when purchasing a mobile home will save you time and money.

  1. Title retired: Confirm the title is retired prior to submitting a contract.
  2. Retro fit: Contract should negotiated up front to determine who will pay for the retro fit in the event it is required. 
  3. Foundation Certification: This inspection will confirm if the foundation is needing to be retro fitted to meet FHA guidelines.
  4. Appraisal: Will determine the property value
  5. Septic and Water test: Required for FHA financing

 

FHA Financing Inspection Requirements

These inspections are in addition to the appraisal and survey.

  • Foundation Cert
  • Water Test if on a well
  • Septic Inspection
  • Title to be retired

Conventional Inspection Requirements

These inspections are in addition to the appraisal and survey.

  • Foundation Cert (If improvements have been done)
  • Title to be retired