The mobile home purchase process.

Following the below steps during the mobile home purchase process to limit your cost eliminate any additional cost for your purchase.

  1. Title retired: Confirm the title is retired prior to submitting a contract.
  2. Retro fit: Contract should negotiated up front to determine who will pay for the retro fit in the event it is required. FHA will require if the foundation doesn’t meet the requirements.
  3. Foundation Certification: This inspection will confirm if the foundation is needing to be retro fitted to meet FHA guidelines.
  4. Appraisal: Will determine the property value
  5. Septic and Water test: Required for FHA financing

FHA Financing Inspection Requirements

These inspections are in addition to the appraisal and survey.

  • Foundation Cert
  • Water Test if on a well
  • Septic Inspection
  • Title to be retired

Conventional Inspection Requirements

These inspections are in addition to the appraisal and survey.

  • Foundation Cert (If improvements have been done)
  • Title to be retired